When it comes to your personal banking, it is important to select the right bank for your needs. With the number of banks out there you'll at least have the ability to compare services, branch locations, and other information on different banks until you find the one that best fits what you're in need of. One such bank is First Premier. With the help of a First Premier login, you'll discover how to access all your accounts while performing much of your banking directly through an Internet connection.
What Is First Premier?
In terms of large banks, First Premier is on the relatively new side, with its foundation in 1986. The bank is based out of Sioux Falls, South Dakota, and while it is a bank, the company is best known for its Premier Bankcard, which is a credit card designed for individuals with low to no credit score. Due to this, it is the 13th largest MasterCard issuer within the United States. If you have a First Premier Bankcard, or if you have an account for actual banking with the company, you'll need to know how to use the First Premier login.
The First Premier card is often used for the first 18 months before it is transitioned into another credit card. This is because the entry First Premier Bankcard has a high attached interest rate. This is designed to push users into paying off the balance in full every month and to use it sparingly until the 18-month period is complete. This way, over the course of 18 months, the user will improve their credit score and then qualify for an improved card.
First Premier Services And More
If you're thinking about applying for an account with First Premier, you'll want to know about the services offered. This way, you'll be able to create an account and use your First Premier login to perform all the necessary banking you might need from the comfort of your own home (or anywhere else you access the Internet).
You are already aware of the Bankcard offered by First Premier. This is a relatively straightforward credit card that is easy to apply for (and to be approved for). However, if you want a full-time bank, you need to look into what other kinds of banking options there are.
First, there is a personal checking account. There are a number of account variations under the personal checking account title. First, there is the FREE+ Checking service, reward checking, and debit card checking, in additional to overdraft protection and security and fraud protection. There are variables between personal, FREE+, and reward checking, based on what kind of potential fees you want to weigh against additional benefits. For more information on the individual checking accounts and what you qualify for you'll want to consult the website after you create your First Premier login.
Savings And CDs
If you want to build your savings, both now and for the future, there is a handful of saving account options at your disposal. First, there is a regular savings account. This provides the same basic savings services and interest as other banks (although for real-time interest you'll want to compare what First Premier is offering and compare it to other banks you might be interested in).
You can apply for a PREMIER Money Market account which allows you to receive additional interest off your savings. This is a beneficial savings option that will give you a greater return on the money you have saved although there are additional monetary requirements to open a Money Market account.
If you want to open a bank account for your child, you can create a Kid's Savings account, which is a great way to teach your child how to bank.
In terms of saving for your financial future, there is a handful of opportunities available to you. This includes Certificates of Deposit plus IRA Savings accounts. You may also want to consider the investing account options available after you create your First Premier login. This comes in the form of brokerage services, retirement planning, plus financial and investing resources and varying forms of financial and life insurance policies.
Loans And Credit Lines
Looking to apply for a line of credit? Through your First Premier login, you'll have access to a number of loans and credit lines. Beyond the Bankcard, you can apply for a personal loan. These are small loans usually no more than a few thousand dollars. However, you'll find more specifics on loans when you look into what you qualify for after creating a First Premier login.
You can also access home equity lines of credit and advance access lines of credit if you're interested. If you want to purchase a home and are searching for the right mortgage, you'll want to check out buying and building a home mortgage or a home loan for refinancing your current mortgage. You may find if your credit score has improved that you will qualify for a better monthly payment.
Beyond Personal Banking
Outside of personal banking if you run your own business there are several services offered by First Premier you should consider. Some account types you have access to as a small business owner include savings, checking, loan and credit lines, plus business services and additional assistance to keep your business running smoothly.
For larger companies and commercial corporations, you have access to checking, savings accounts, additional financing services, plus asset management services and treasury services.
First Premier Login And Application
If you are ready to use your First Premier login, you'll need to know how to sign into the account. If you do not yet have an account, you'll want to follow the instructions for creating this sign in. Follow these steps for creating an account and logging in to the account.
First Premier Login
To use the login on the First Premier website, head over to FirstPremier.com, then click the "Sign In" option at the top right corner. A pull-down window will appear. Now you just need to select the kind of account you are signing in with.
You will be taken to a new page where you'll need to type in your Login ID and your password. If you have opened an account but have not yet created a First Premier login, you'll need to click on the "For New Online Customer Enrollment Only" option.
Now, select the account you have, plus the account number. You now must enter your date of birth and your Social Security number and then create a login ID you'd like to use whenever logging into your account in the future. From there, click "Continue" and the website will go over the information and match it with your current account information. You will then be sent a confirmation email.
From the confirmation email, open the message and follow the link back to the completion page. Here you'll use the assigned password to log in for the first time, although you'll have the ability to change this password now should you want to.
Applying For An Account
If you are interested in signing up for an account with First Premier Bank, you'll have the ability to do this directly through the website. Once you are on the FirstPremier.com website, click the three lines in the upper-right corner of the screen. Now, search through until you find the kind of account you're interested in (usually the best option is to create a checking account first unless you want a credit card, in which case you'll select the credit card option).
Once you select the account you're interested in, the website will take you to a new page. From the new page scroll down until you find the "Apply Now" green button in the middle of the page. Additional information is listed on the page you should go over to educate yourself on whether it is the right account for you and whether you qualify.
Once you have gone through all of that and clicked "Apply Now" you'll be directed to a new page. On the new page click "Start or Resume Application." You'll be prompted to type in an email address. This creates a temporary file under your account, so should you need to back out or complete the application at a different time you'll be able to do so with your email account.
From here, follow the prompts and provide the information to complete the account application.
There are several banking options out there. It is always important for you to compare and contrast the different kinds of banks you have access to. Doing so will help you identify the right kinds of banks for your personal needs and which banks provide the greatest kinds of services. Should you discover First Premier is the bank that fits your needs you'll just need to follow these outlined steps for applying for an account and using your First Premier login.